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I was looking for a commercial insurance for a new big rig that I need to insure asap to be able to lease this truck and everyone else gave me their …Damaged cargo can have a variety of negative impacts on your business. First, it can increase costs by requiring you to replace the damaged items. If the damaged items were intended for a client or customer, it can also hurt your relationship with the people that drive your business. Finally, there’s a time cost to …Damaged cargo can have a variety of negative impacts on your business. First, it can increase costs by requiring you to replace the damaged items. If the damaged items were intended for a client or customer, it can also hurt your relationship with the people that drive your business. Finally, there’s a time cost to …Jun 28, 2023 · It is sold separately from commercial insurance, making it an additional policy your business needs in order to operate legally. 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